Privacy Policy

This Privacy Policy describes how Bank Breakdown ("we", "our", or "us") collects, uses, and protects your personal information when you use our bank statement analysis service.

Information We Collect

When you use Bank Breakdown, we collect several types of information:

• Bank statements that you upload for analysis
• Account information when you register (email, name)
• Device information (web browser, IP address, time zone)
• Usage data (how you interact with our service)

How We Use Your Information

We use the information we collect to:

• Analyze your bank statements and categorize transactions
• Generate HEM-compliant expense reports
• Improve our transaction categorization accuracy
• Provide customer support
• Maintain and improve our service
• Send important service updates

Data Security

We take the security of your financial data seriously. We implement industry-standard security measures including:

• Encryption of all uploaded bank statements
• Secure data storage with limited access
• Regular security audits
• Automatic deletion of bank statements after 30 days

Data Sharing

We do not sell or share your personal information or bank statements with third parties. We may share data only in the following circumstances:

• When required by law or legal process
• To protect our rights or property
• With service providers who assist in operating our service (under strict confidentiality agreements)

Data Retention

Your bank statements are automatically deleted 30 days after upload. Your account information and generated reports are retained until you request deletion or close your account.

Your Rights

You have the right to:

• Access your personal information
• Delete your bank statements at any time
• Close your account and request data deletion
• Receive a copy of your data

Changes

We may update this privacy policy from time to time. We will notify you of any significant changes via email or through our service.

Contact Us

If you have questions about our privacy practices or would like to exercise your data rights, please contact us at support@bankbreakdown.com.

Last updated: 5/8/2025